Terms of Use

Last Updated: April 2025

1. Acceptance of Terms

By accessing and using this website (MichaelManessLife.com), you accept and agree to be bound by the terms and provisions of this agreement.

2. Use License

Permission is granted to temporarily download one copy of the materials on this website for personal, non-commercial transitory viewing only.

3. Disclaimer

The materials on this website are provided on an "as is" basis. Mackane Enterprises LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Mackane Enterprises LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website.

5. Insurance Products

All insurance products and services are offered through Mackane Enterprises LLC, operated by Michael Maness, a licensed insurance producer (NPN: 21767258). Product availability and features may vary by state. This website provides general information only and does not constitute legal, tax, or financial advice. Consult with a qualified professional before making financial decisions.

6. Consent to Communications

By submitting a form on this website:

You consent to be contacted by Mackane Enterprises LLC / Michael Maness via phone, email, and/or text message regarding your inquiry.
If you opt in to SMS communications, you consent to receive text messages. Message and data rates may apply. Reply STOP to opt out at any time.
You acknowledge that this consent is not a condition of purchasing any product or service.

7. Accuracy of Materials

The materials appearing on this website could include technical, typographical, or photographic errors. Mackane Enterprises LLC does not warrant that any of the materials on this website are accurate, complete, or current.

8. Links

This website has not reviewed all sites linked to it and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement.

9. Modifications

Mackane Enterprises LLC may revise these terms of service at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Arizona and you irrevocably submit to the exclusive jurisdiction of the courts in that state.

11. Contact Information

If you have any questions about these Terms, please contact:

Mackane Enterprises LLC
Michael Maness, Licensed Insurance Producer (NPN: 21767258)
Email: michael@MichaelManessLife.com
Phone: (480) 299-4424
Address: 9030 W San Miguel Ave, Glendale, AZ 85305